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State deposit dispute guide

New York Landlord Kept Deposit Without an Itemized Deduction List

If a landlord in New York kept the deposit without an itemized deduction list, the paperwork failure itself becomes part of the security-deposit dispute.

Deadline: 14 daysPenalty multiplier: Forfeiture + up to 2xItemized deductions: RequiredStatute: N.Y. Gen. Oblig. Law Sections 7-103 to 7-108

The law in plain English

Return deadline

Under N.Y. Gen. Oblig. Law Sections 7-103 to 7-108, the deposit response usually has to be sent within 14 days of the move-out timeline described by the state rule.

Required notice

Within 14 days after move-out, the landlord generally has to return the balance and provide an itemized statement describing the deductions taken from the deposit.

This dispute type

An itemized statement is how renters learn what the landlord says was damaged, what each deduction was for, and whether the withholding was timely. In New York, failure to provide that breakdown can strengthen a renter's challenge even before the underlying repair issue is resolved.

Penalty leverage

If the withholding was wrongful or in bad faith, the exposure allowed under the statute is: Landlord forfeits the right to retain any portion of the deposit; willful bad faith violations can result in punitive damages up to twice the deposit

FAQ

Common questions renters ask

Does New York require an itemized deduction list?

Yes. New York requires itemization, so the landlord's deduction notice is a central issue under N.Y. Gen. Oblig. Law §§ 7-103 to 7-108.

What if the landlord explains the deductions later by text or email?

Late explanations are often weaker than a timely itemized statement sent within the statutory window, especially when the original refund deadline has already passed.

Can I challenge the deductions even without knowing every charge?

Yes. The absence of the itemized list is itself part of the challenge, and it often shifts the pressure back onto the landlord to document the withholding.

Why does the statutory penalty matter here?

Because Landlord forfeits the right to retain any portion of the deposit; willful bad faith violations can result in punitive damages up to twice the deposit is often the leverage point when a landlord both keeps the deposit and fails to follow the required notice process.

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Free tier

Use the free intake before you escalate the dispute.

Compare your timeline, deduction notice, and the landlord's stated reason against the state-specific rule set first.

Not legal advice - jurisdiction-accurate legal research